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Dream Homes in Gwinnett, Dekalb, Fulton & Fulton Counties

Archive for the tag “Lawrenceville homes”

Why Rent When you Can Buy!!

Home ownership rates are the lowest they have been in the last 50 years. Yet a large portion of Americans are still renting properties, instead of enjoying a home of their own. Consumer reports believe this is an issue because of a buyer’s lack of trust in their ability to purchase. It is still a long standing notion that a buyer needs 20% towards the cost of the home in order to move forward, but this isn’t true. With countless down payment assistant programs, and closing cost roll-ins, a home owner could move in with as little as a few hundred to a couple thousand dollars. Which is a huge difference in the time it takes to save up to make the move.

With interest rates at an all time low, home ownership in today’s market is a great investment. The money saved over a mortgage’s lifespan can result in tens of thousands of dollars, if not hundreds. That’s more money in your pocket today. Don’t wait to buy when interest rates soar again. With low interest rates, that means your monthly mortgage payments are at a significantly lower cost, as well. With such a heated housing marketing, rental prices are soaring, and statistics are constantly showing that home ownership can be equivalent to your rental rate each month, if not less. Why get stuck in a small 2 bedroom apartment, if you can move into a home a pay a monthly rate that is the same, and get a 3 bedroom house with a great backyard?

There is also a fear that a home can keep you “stuck” or “rooted” to one place, without an easy transition out if you decide to move. Although the future of the housing market isn’t easily predictable from location to location, you can always discuss with your agent about buying a home in an area that has a strong turn-over rate when a home hits the market. The equity build up when it comes time to selling is going to be far more beneficial, than if you put money into a rental and decided to move. The money from selling the property can be used to purchase a new home. With renting, there would be no additional funds to transition into a new place.

Now imagine if you were renting a home for $2000/month. If your landlord is renting to make a profit, think how much less you’d be paying on a monthly basis towards your mortgage, if the home was yours. Then you wouldn’t be paying a landlord to profit off of you, you’d be paying a reasonable rate, and get to call the property your own. Contact me today discuss the steps you need to take towards home ownership, you might be happily surprised about the type of home you can afford to move into.  Fill out the contact form below to get started.

 

 

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Brand New Townhomes in Peachtree Ridge Schools

Our stunning 3-story townhomes with all sides brick feature open living floor plans, luxurious owner’s suites and large gourmet kitchens perfect for entertaining family and guests. And you will have plenty of time to enjoy your new home and shopping and dining in the Sugarloaf area without the worry of maintaining your landscaping! Full TILE in Standing Showers. Garden Tub, Signature Trims! $50 HOA!!!!

EWELL PARC Subdivision 30043 Zip Code- 3 & 4 BEDROOM TOWNHOMES In The Peachtree Ridge School District! Close to SUGARLOAF MILLS Shopping & 85!
Google Address: 2156 Mission View Dr. Lawrenceville, GA 30043

COME TODAY & VIEW! READY TO MOVE IN NOW!!!!

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HOT LISTING >>Lawrenceville 3 bedroom, in-law Suite

This beautiful home located in Lawrenceville’s Watson Bluff has 3 bedrooms on the main level and upstairs is an in-law suite with additional bedroom, living area,full bathroom and a full unfinished basement. Another fantastic bonus is the home is sitting on a 2.6 acre lot. The seller has replaced the carpet, fresh paint and new appliances. Contact Leslene at 678.805.SOLD (7653)

Rates are low IT’S TIME TO BUY!!

Buy now

Interest rates are excellent and back at the levels from 2013!! Look at the current rates below.  Not sure where to start in the home buying process.  Give me a call today at 678.744.SOLD

Mortgage rates 30-year fixed 15-year fixed 5/1 ARM 30-year jumbo
1/21/2015 3.81 3.18 3.19 4.01
1/14/2015 3.80 3.11 3.09 3.95
1/7/2015 3.85 3.16 3.20 4.01
12/31/2014 3.99 3.27 3.32 4.09
12/24/2015 3.96 3.25 3.28 4.09
12/17/2014 3.94 3.21 3.21 4.04
12/10/2014 4.03 3.28 3.26 4.12
12/3/2014 4.07 3.29 3.20 4.12
11/26/2014 4.08 3.29 3.19 4.14
11/19/2014 4.10 3.30 3.10 4.13

Let’s find your dream home TOGETHER!

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