your GA home blog

Dream Homes in Gwinnett, Dekalb, Fulton & Fulton Counties

Archive for the tag “home loans”

Don’t Replace Your Real Estate Agent With The Internet

863d82dffff75c97b0c54b4e690b1659With the influx of new technology and web based solutions, it isn’t a surprise that everything is moving fast into the era of the internet. From sites like Uber to Grubhub, we generally can pull up our phones or laptops to order what we want with ease. And with every industry being revolutionized by technology, the same methods are “attempting” to be applied to the real estate industry.

We could all agree that the simplification of the process through paperwork would be much appreciated by agents and buyers/sellers alike; but the attempt of replacing the agent by sites like Zillow and other third party resources, can lead to a snowball affect of disaster. Think about real estate being smack dab in the middle of fast food and a doctor. You can use your mobile device to quickly place your order for a $20 meal, but when it comes to getting a surgery, you’ll want to put that phone down and visit a professional. Now think of your real estate agent being in the middle of all of that. You can use your devices to look for a home, look at market data the way you look at WebMD, knowing not to take it too seriously because you need a real professional’s input, but it’s fun and gives you a general idea of what to expect. But there in lies the issue, the data online is an oversimplified version of what goes into the process of buying and selling. The same way it oversimplifies medical diseases and surgeries, you’d still expect to get a professional’s diagnosis.

Although a real estate agent isn’t quite like a doctor, the industry in it’s legalities, contracts, and processes is similar in the sense that it needs to be taken seriously. Looking for a house online and wanting to put an immediate offer on one can be exciting and fun, but the issues that require a professional’s guidance comes after the initial contract is written up and the hard work comes into place to actually make the home your own. Same for sellers, if you decide to put your home on the market and want a website that will give you an automatic offer, how do you know you’re not being taken advantage of in the price? But most importantly, how do you know you’re not being taken advantage of in other aspects of the contract? Because there is a lot more to the sale of the home then just agreeing on a number.

The next time you’re digging through public sites for homes for sale, and getting instant home valuation estimates, keep in mind that this is a simple process to give you an idea of your market. A very general idea. But after you’ve found the perfect house, or after you’ve decided that the numbers make some sense for you to sell, call your favorite real estate agent and make sure they give you a more detailed look into the market and assist you through the full process, not just the exciting first parts. Because it’s going to be in the middle of a contract when the lending is falling apart, or negotiations can’t be made on repairs and emotions are at an all time high, that you are going to wish you had put down your laptop and had an agent fighting for you by your side. Use the internet, have fun with it’s amazing resources, but don’t let it replace your agent. We aren’t in an age, just yet, where technology can do everything a professional can.

 

Advertisements

Latest Kitchen Trends…

Who knew white kitchens would make a comeback!! Gorgeous!!

 

Let’s find your dream home together!

dream home copy

Mortgage interest rates are going up..Buy now!

mortgage rate rise

 

As a real estate agent we always see what kind of rates our clients are getting from various lenders.  There is definitely a rise in interest rate.  6 months ago you would get a rate in the low 3%s but now we are seeing rates above 4%.  If you’ve thought about purchasing but have stalled and “been on the fence” you are going to miss out on these unbelievable low rates this year.  We have also seen the home prices on the rise because there were so many great deals.  Don’t get scared about the current interest because it’s still a great rate just be aware of what’s going on.

If you were looking to purchase a home in the $180,000 – $200,000 range you will be looking at payments around the $1400 mark.  When you think about how much it is to rent a 3 bedroom apartment you are looking at a very close amount.  So you tell me what the wise decision should be.  It’s time to get of the fence and buy.  Give me a call at 678-805-SOLD and let me walk you through the process of home ownership.

 

Post Navigation